Shocking Credit Score Data: This Michigan City Ranks Last in the U.S.

A city in Michigan has the lowest credit rating in the United States, yet it is rich in many other ways.

This city boasts a rich culture, with great dining options, numerous concert venues, professional sports teams, and more.

To be clear, this is not to say that every resident in this Michigan city has poor credit.

How was the list of highest and lowest credit scores in the U.S. determined?

Great question, prepare to be blinded by science.

To determine the states with the highest and lowest scores in America, WalletHub analyzed the median credit scores of residents across 182 U.S. cities in Q4 2024, using its proprietary data.

Now that we all understand the method (sarcasm), do you know which Michigan city has the lowest score in the United States?

The answer is Detroit, coming in at #182 on the list with a credit score of 566.

If you are curious as to which city has the highest credit score in America, that would be South Burlington in Vermont. South Burlington has a credit score of 701.

You can view the complete list below. Repeated numbers indicate a tie.

As I mentioned earlier, the Motor City has a lot of qualities that make it valuable in so many other ways.

What do you love most about Detroit?