This statistic might surprise you, because it sure surprised us! With the housing market as unpredictable as it is right now, it's important to know where the affordable cities are. And, believe it or not, Detroit and Flint rank amongst the top U.S. cities to purchase a home in right now.

When it comes to buying a home, many people are afraid of what is going on in the market. When the pandemic started, the housing market began a roller coaster journey in the nation and still seems a bit unstable.

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When it comes to buying a home, four Michigan cities are in the top 10 in the nation for affordability, according to After looking at research from The National Association of REALTORS, Homebuyer put together a list of the top cities in the United States to purchase a home.

What criteria were used to determine the affordability of a home?

Four things were used to calculate home affordability and include:

  1. The home cost and its mortgage.
  2. Property taxes.
  3. Cost of transportation
  4. Cost of homeowners and other insurance.

What are the top 10 most affordable cities to buy a house in?

The top 10 cities are:

  1. Macon, Georgia
  2. Detroit, Michigan
  3. Gary, Indiana
  4. Flint, Michigan
  5. Toledo, Ohio
  6. Syracuse, New York
  7. Canton, Ohio
  8. Springfield, Illinois
  9. Lansing, Michigan
  10. Pontiac, Michigan

The average total cost of homeownership is based on the mortgage payment, insurance costs, property taxes, and transportation costs. Check out the average for each Michigan city on the list below.

  • Detroit - $1,921 per month
  • Flint - $1,951 per month
  • Lansing - $2,184 per month
  • Pontiac - $2,237 per month

Honestly, I'm pretty blown away that the total cost of homeownership is cheaper in Detroit than it is in Flint. See the full list of the top 10 cities here.


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